See Finpal in action
Real screens from the app, shown here with sample data.
Connecting a bank
Consent first
Before Plaid Link ever opens, Finpal states plainly what it will access and why, and that you can disconnect at any time. Nothing is requested until you agree.
Plaid Link
Authentication happens entirely inside Plaid. Finpal never sees or stores your bank credentials — it only receives the access token Plaid issues.
Linked accounts
Every connected card, checking and savings account, by type and last four digits. Choose which accounts a bank shares, or remove the connection, at any time.
Your month
Cash Flow
What came into and went out of your bank accounts this month. Moves between your own accounts are listed on their own, so they never count as money in or out.
Transactions
What you owe across your cards this month, with the working for each card a tap away. View it by calendar month or by billing cycle.
Every purchase
Card spending by day or week, each purchase with its category and the card it landed on.
Where it went
The month broken down twice over — by category and by merchant — each ranked with its share of the total.
Over time
Spending
Cash in against spending for every month on record. Tap a month to look inside it — the one you're viewing is outlined.
Recurring
The month as a calendar: what came in and went out each day, what is still expected, and today marked. Tap a day to see just that day.
Checking
Your available balance and every deposit and payment, each labelled — income, loan payment, transfer.
Savings
Your balance, the interest earned this year, and an estimated yield worked out from the interest your bank posts.
Prices
Price history
What an item costs per dozen, pound or gallon at each store, from the receipts you scan. One line per store, so you can see where it's cheapest.
Groceries, gas and errands
Anything with prices on a receipt works the same way. Ask the assistant to chart an item, or to plan the cheapest stores for your list.
Receipt scanning
Crop
Photograph a receipt, then zoom and crop the parts that matter. Tighter crops read more accurately, and each section is captured once so nothing gets double-counted.
Extracted & ready to save
Every line item, price, subtotal and tax read straight off the photo — here a sample receipt, totalling $58.15. Editable before saving, then matched to the bank transaction.
Receipt history
Every saved receipt, newest first. Open one to see the line items exactly as they were read — the detail a bank transaction alone never gives you. A receipt already saved can't be added twice.